Kospin Jasa was founded by several
small and medium entrepreneurs in the 1970s. Their objective establishing this
financial co-operative is to provide solution in coping with difficulties to
get loan for their business capital, since generally their business was managed
in a traditional way.
In order to overcome the financial
difficulties faced by those small and medium business owners, then they held a
meeting at the residence of Mr. H.A. Djunaid (the deceased), one of national
co-operative leading figures, on December 13, 1973. The participants of the
meeting consisted of the leaders of the three ethnic communities: the native
Indonesian, the Chinese, and the Arabic-Indonesian. They all agreed to
establish co-operative that run their service in providing savings and loans
(Credit Union). Based on the agreement of all parties, this co-operative is
named “JASA” or “SERVICE” in the hope it will be able to provide services and
benefits to members, the co-operative movement, the community, society, and the
government.
Since its establishment till now,
Kospin Jasa has actively engaged all parties and groups regardless of
ethnicity, race, class and religion. It is solely to unite in a coexistence
society to solve problems in economics, together in one foundation. That is why
Kospin Jasa receives the title as “The Co-operative of National Unity”.
Vision
and Mission
Vision
To establish the Save and Loan
Co-operative that is independent and firm based on the mandate in building the
mutual economic and fairness in Indonesia.
Mission
In order to achieve the vision,
Kospin Jasa has carried out some activities as follows:
·
Invite all the potential parties in
society regardless of ethnicity, race, class and religion, so that they can go
along, be united and in a good faith to build the social economy in
togetherness in a foundation called co-operative.
·
Assist small and medium merchants in
giving capital loan for their cash-flow business so that their prosperity can
be improved.
·
Participate in economic development
and actively support the implementation of business activities by bringing
other partners either State-Owned Enterprises, Private Companies, Banking or
other co-operatives.
Logo
The logo of Kospin Jasa is
materialized in the writing of Kospin Jasa where in the middle of the writing,
there was a symbol of the "wheel" that moves dynamically formed the
initials "J" with various kind of colors, describing "pluralism
and togetherness" that co-exist and respect.
The symbol of philosophy of wheels
is suitable with the vision of Kospin Jasa as a savings and loan co-operative, so the orientation of
this cooperative in the next progress is achieving to be
independent and firm based on trusteeship in building social economic
with fairness.
Color on of the wheel is correlated
to the mission, that invite all the potential parties in society regardless of
race, class and religion, so that they can go along, be united and in a good
faith to build the social economy in togetherness in a foundation called
co-operative.
Management
Managerial system is implemented by
Kospin Jasa since its establishment. The members meeting as the highest
power of selecting boards and supervisors from members for a term of 5 years
with a third ethnic formations. The Boards have acted as policy maker and
supervisor of operations as well as matters that was relating to the terms of a
cooperative organization. In its activities of several boards are
appointed supervision in suitable with be operational systems.
Daily operational is managed by Head
of Division, which consists of: Head of Fund Management Division, Head of
operations and marketing division, Head of Supervision Division with Loans
assisted by the Head of the Central Office and branches and their staff. In
order to create an effective work load, then there is Assistant Administrator
to be appointed to manage.
A plenary meeting is held by
management every month to evaluate works of the previous month and conduct the
policy for the next month. The system of internal supervision is carried out by
the Division of Supervision that assisted by several field inspector, while at
the branch office, there is internal control unit (ICU) who’s in charge to
supervise.
